FB Financial Valuation
| FBK Stock | USD 59.08 0.60 1.03% |
At this time, the entity appears to be undervalued. FB Financial Corp owns a latest Real Value of $62.57 per share. The recent price of the entity is $59.08. Our model computes the value of FB Financial Corp from examining the entity fundamentals such as Shares Owned By Insiders of 15.53 %, return on asset of 0.0083, and Current Valuation of 2.18 B as well as analyzing its technical indicators and probability of bankruptcy. Key fundamental drivers impacting FB Financial's valuation include:
Undervalued
Today
Please note that FB Financial's price fluctuation is very steady at this time. Calculation of the real value of FB Financial Corp is based on 3 months time horizon. Increasing FB Financial's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
FB Financial's intrinsic value may or may not be the same as its current market price of 59.08, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 59.08 | Real 62.57 | Target 66.58 | Hype 59.26 | Naive 58.53 |
The intrinsic value of FB Financial's stock can be calculated using various methods such as discounted cash flow or dividend analysis. That value may differ from its market price, which is determined by factors such as investor sentiment, market trends, headlines, and other external factors that may influence FB Financial's stock price.
Estimating the potential upside or downside of FB Financial Corp helps investors to forecast how FBK stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of FB Financial more accurately as focusing exclusively on FB Financial's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use FB Financial's intrinsic value based on its ongoing forecasts of FB Financial's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against FB Financial's closest peers.
FB Financial Cash |
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FBK Revenue by Product
FB Financial Total Value Analysis
FB Financial Corp is currently forecasted to have company total value of 2.18 B with market capitalization of 3.16 B, debt of 333.88 M, and cash on hands of 618.29 M. Please note that company total value may be misleading and is a subject to accounting gimmicks. We encourage investors to carefully check all of the FB Financial fundamentals before making security assessment based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
2.18 B | 3.16 B | 333.88 M | 618.29 M |
FB Financial Investor Information
About 16.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 1.57. Some equities with similar Price to Book (P/B) outperform the market in the long run. FB Financial Corp last dividend was issued on the 10th of February 2026. FB Financial Corp is doing better financially today then in previous quarter. It has a moderate probability of reporting better financial numbers in March.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Operating Profit Margin | 0.26 | 0.22 |
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| Operating Income | 111.4 M | 138.5 M |
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FB Financial Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The latest return on assets of FBK suggests not a very effective usage of assets in February.FB Financial Profitability Analysis
Taking into consideration FB Financial's profitability measurements, FB Financial Corp is performing exceptionally good at this time. It has a great probability to showcase excellent profitability results in March. Profitability indicators assess FB Financial's ability to earn profits and add value for shareholders.Net Income | First Reported 2014-03-31 | Previous Quarter 57 M | Current Value 57 M | Quarterly Volatility 15.7 M |
| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Gross Profit Margin | 0.92 | 0.67 |
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| Net Profit Margin | 0.21 | 0.17 |
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| Operating Profit Margin | 0.26 | 0.22 |
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| Pretax Profit Margin | 0.26 | 0.22 |
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| Return On Assets | 0.0125 | 0.0101 |
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| Return On Equity | 0.12 | 0.0851 |
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For FB Financial profitability analysis, we use financial ratios and fundamental drivers that measure the ability of FB Financial Corp to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well FB Financial utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between FB Financial's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of FB Financial over time as well as its relative position and ranking within its peers.
FB Financial Earnings per Share Projection vs Actual
The next projected EPS of FB Financial is estimated to be 1.11 with future projections ranging from a low of 1.04 to a high of 1.18. FB Financial's most recent 12-month trailing earnings per share (EPS TTM) is at 2.45. Please be aware that the consensus of earnings estimates for FB Financial Corp is based on EPS before non-recurring items and includes expenses related to employee stock options.FB Financial Earnings Estimation Breakdown
The calculation of FB Financial's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of FB Financial is estimated to be 1.11 with the future projection ranging from a low of 1.04 to a high of 1.18. Please be aware that this consensus of annual earnings estimates for FB Financial Corp is based on EPS before non-recurring items and includes expenses related to employee stock options.Last Reported EPS
1.04 Lowest | Expected EPS | 1.18 Highest |
FB Financial Earnings Projection Consensus
Suppose the current estimates of FB Financial's value are higher than the current market price of the FB Financial stock. In this case, investors may conclude that FB Financial is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and FB Financial's stock will quickly adjusts to the new information provided by the consensus estimate.
| Number of Analysts | Historical Accuracy | Last Reported EPS | Estimated EPS for 31st of March 2026 | Current EPS (TTM) | |
| 7 | 91.26% | 1.16 | 1.11 | 2.45 |
FB Financial Ownership Allocation
FB Financial Corp secures a total of 51.75 Million outstanding shares. The majority of FB Financial Corp outstanding shares are owned by institutions. These other corporate entities are usually referred to as non-private investors looking to obtain positions in FB Financial Corp to benefit from reduced commissions. Hence, outside corporations are subject to a different set of regulations than regular investors in FB Financial Corp. Please pay attention to any change in the institutional holdings of FB Financial as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company retains, if the real value of the entity is less than the current market value, you may not be able to make money on it.FB Financial Profitability Analysis
The company reported the last year's revenue of 877.84 M. Total Income to common stockholders was 116.05 M with profit before taxes, overhead, and interest of 516.73 M.FB Financial Past Distributions to stockholders
About FB Financial Valuation
We use absolute and relative valuation methodologies to arrive at the intrinsic value of FB Financial Corp. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of FB Financial Corp based exclusively on its fundamental and basic technical indicators. By analyzing FB Financial's financials, quarterly and monthly indicators, and their related drivers, we attempt to find the most accurate representation of FB Financial's intrinsic value. As compared to an absolute model, our relative valuation model uses a comparative analysis of FB Financial. We calculate exposure to FB Financial's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of FB Financial's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 516.7 M | 377.6 M | |
| Pretax Profit Margin | 0.22 | 0.26 | |
| Operating Profit Margin | 0.22 | 0.26 | |
| Net Profit Margin | 0.17 | 0.21 | |
| Gross Profit Margin | 0.67 | 0.92 |
FB Financial Quarterly Retained Earnings |
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A single share of FB Financial represents a small ownership stake in the entity. As a stockholder of FBK, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
FB Financial Dividends Analysis For Valuation
Dividend Payout Ratio is expected to rise to 0.43 this year, although the value of Dividends Paid is projected to rise to (34.7 M). . At this time, FB Financial's Retained Earnings are quite stable compared to the past year. Earning Assets is expected to rise to about 4.9 B this year, although the value of Price Earnings To Growth Ratio is projected to rise to (7.27).
| Last Reported | Projected for Next Year | ||
| Dividends Paid | -36.5 M | -34.7 M | |
| Dividend Yield | 0.02 | 0.01 | |
| Dividend Payout Ratio | 0.31 | 0.43 | |
| Dividend Paid And Capex Coverage Ratio | 3.26 | 2.26 |
There are various types of dividends FB Financial can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of FBK shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from FB Financial Corp directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When FBK pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of FB Financial by the value of the dividends paid out.
FB Financial Growth Indicators
Investing in growth stocks can be very risky. If the company such as FB Financial does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 53.1 M | |
| Quarterly Earnings Growth Y O Y | 0.321 | |
| Forward Price Earnings | 14.881 |
FB Financial Current Valuation Indicators
FB Financial's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final FB Financial's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as FB Financial, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use FB Financial's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes FB Financial's worth.When determining whether FB Financial Corp is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if FBK Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Fb Financial Corp Stock. Highlighted below are key reports to facilitate an investment decision about Fb Financial Corp Stock: Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in FB Financial Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics. You can also try the Odds Of Bankruptcy module to get analysis of equity chance of financial distress in the next 2 years.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of FB Financial. Market participants price FBK higher when confident in its future expansion prospects. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive FB Financial assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth 0.321 | Dividend Share 0.76 | Earnings Share 2.45 | Revenue Per Share | Quarterly Revenue Growth 0.439 |
FB Financial Corp's market price often diverges from its book value, the accounting figure shown on FBK's balance sheet. Smart investors calculate FB Financial's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Since FB Financial's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
Please note, there is a significant difference between FB Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if FB Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, FB Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.